Commercial Vehicle Breakdown Insurance

Rundles Recovery KL02KSN
Creative Commons License photo credit: didbygraham

Take this scenario – you’re driving on the motorway, halfway into your 4 hour journey and a tyre blows? What do you do? Call your commercial vehicle breakdown insurance company to come out and fix the problem at the road side, then continue your journey. Sounds simple, but a shocking 1 in 20 people do not have any, or adequate breakdown cover. If you break down with no cover, you can expect to receive a bill of at least £89 to join one of the breakdown cover providers, and up to £300 if you have broken down and call a local recovery agent.

Whether you are a motor sales business, sole trader, individual, or any part of the motor trade, it is strongly recommended that you protect yourself against the risk of breakdown. Breakdown cover can help reduce potential loss of earnings or any disruption to you and your clients. Most breakdowns can be repaired at the roadside or by a local garage within a reasonable amount of time – and at least if it will be a long job, you are safe in the knowledge that your vehicle is safe.

Basic roadside assistance policies are available from just £20 per year and are highly advisable to ensure that you are never stranded and left with a bill as long as your arm. There are five categories of commercial vehicle breakdown insurance:

  • Local Recovery includes roadside assistance, local vehicle recovery and no call out charges

 

  • UK Recovery includes roadside assistance, local vehicle recover, no call out charges, UK national vehicle recovery, overnight accommodation, free message services and emergency driver

 

  • UK & Home Recovery includes roadside assistance, local vehicle recover, no call out charges, UK national vehicle recovery, overnight accommodation, free message services, emergency driver and cover at home

 

  • UK & European Recovery includes roadside assistance, local vehicle recover, no call out charges, UK national vehicle recovery, overnight accommodation, free message services, emergency driver, European roadside assistance and onward travel options

 

  • UK, European & Home Recovery includes roadside assistance, local vehicle recover, no call out charges, UK national vehicle recovery, overnight accommodation, free message services, emergency driver, European roadside assistance and onward travel options, and cover at home.

 

Commercial vehicle breakdown insurance is often more complicated than for personal cover, therefore it is often necessary for you to request a quotation, either over the telephone or online, so that the company can provide you with a quote tailored to your needs.

Local
Recovery