What does the best HGV fleet insurance offer?

Anyone owning and operating an HGV will know the importance of finding the right vehicle insurance for an HGV fleet. There are a myriad of risks involved in the haulage industry, not simply for the drivers and vehicles themselves – for example, the sort of goods carried by your vehicles may necessitate goods in transit cover or the inclusion of public liability cover if there is any kind of risk to the general public.

Just as with ordinary vehicle insurance, a fleet operator can take some simple precautions to help reduce the risks to the business, to the staff and to the vehicles, such as carrying out regular servicing and only employing drivers with clean driving licences.

Anyone looking for HGV fleet insurance should consult a specialist insurance broker with a dedicated expert team in providing HGV, truck or lorry experience. They will have the expertise to find insurers who can meet your needs, such as providing hgv fleet insurance and management services for companies with three or more vehicles.

It’s worth knowing in advance exactly what automatic cover and extras you will need to keep your vehicles on the road in the event of an accident – some insurers will provide free courtesy vehicles, such as like-for-like trucks, at no extra cost.

Look for HGV fleet insurance that gives you an unlimited mileage policy and will also include free legal expenses.

If your drivers are experienced and have accident and offence-free records, insist on protected no claims bonuses for them to reduce your premiums.

And another way to make paying your premiums manageable is to find an insurer that gives the option of monthly hgv insurance payments to be made via direct debit.

If you’re just starting out in the driving business, there are large introductory discounts available for new couriers and new ventures, so make sure your expert insurance team finds the best deal on the market for you.

Running a business can be tough but finding HGV fleet insurance need not be a difficult task with the right expert help to hand.

Blueangeltech is a leading UK broker and can provide HGV fleet insurance advice and quotes

Read More

Cheap Truck Insurance

You want the best cheap truck insurance on the market, but if your business means using your truck daily, then it is important for you to have a good look at the various truck insurance policies that insurers offer, before making a final decision of which one is best for your business. After all, you would not buy an unreliable truck, it could prove bad for your needs, and, you do not want a useless insurance policy or insurance company for your truck. If the necessity for a claim should arise, you want it handled well and finalised speedily.

In general, there is great competition between the insurance companies, with truck insurance providers vying with each other to gain all the business they can, very aggressively.

While determining cheap truck insurance, you definitely do not want to get it at the expense of your business. This would not be prudent and could end up as being detrimental to your business.

Most truck insurance providers will tailor-make a policy for you that will best meet your needs, in a bracket with premiums affordable for you. A good insurance provider believes in good customer satisfaction and paying attention to detail while aiming to provide the necessary cover in cheap truck insurance. This key factor for success is then beneficial to both insurer and customer alike.

The same as all vehicles on the road requiring insurance, trucks need truck insurance cover to operate within the law. Insurance cover is a protection from financial loss due to accidents or other expensive damage that can possibly occur. The more extensive cover you take, the better the saving, at the end of the day.

Truck insurance covers trucks over 7.5 tonnes in weight, usually capped at 44 tonnes. Without adequate insurance at the time of an accident, the cost could be extremely prohibitive for you. A good truck insurance policy, even if cheap, covers you for accidents, breakdowns or other damage without you having to pay for it.

All types of trucks are in line for insurance cover, from light delivery trucks to heavy-duty trucks, in all lines of business.

Blueangeltech is one of the UK’s leading providers of cheap truck insurance

Read More

The ins and outs of cheap HGV Insurance

Having a good quality insurance policy for heavy goods vehicles is absolutely vital, however that doesn’t mean that you have to spend a lot of money on the policy. Purchasing a heavy good vehicle is a major investment and will take a lot of your hard earned capital, that’s why we’ll be discussing how to buy cheap hgv insurance.

Like with all insurances, the first consideration is which risks you need your insurance policy to cover, unless you are clear about the risks, the possibility of buying the wrong policy is greatly increased. Once you’ve taken time to asses which risks you want to cover, you can then turn your attention to the amount that you need your cover to be for. Once you have determined these two factors, it is time to begin to look for quotes.

There are so many new policies issued every day that it is very difficult to monitor them all, especially when they are offered in addition to policies that are already in existence. This is why the internet is a vital research tool and the best place to begin your search. By following the steps given below you will be able to find cheap hgv insurance and stay safe on the internet.

Make sure that the sites you visit are legitimate by checking out the reviews posted by previous customers on insurance forums.

Once you have identified trustworthy sites, you will need to log on to them and provide your contact details, some personal details such as your occupation, your driving experience or that of the person you will employing to drive. You will also need to input details of the vehicle to be insured and these will include the make of the vehicle, the type of freight to be transported and the distance it will travel.

Once the necessary details have been completed, you will be provided with a choice of policies that match the requirements you originally identified at the value you originally identified.

The next step is to read the policies which have been highlighted and choose the cheapest quote.

Vision IQ commercial vehicle insurance. Why not visit us for cheap HGV Insurance.

Read More